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It's late March as I write this and this time of year, it seems most of us are more focused on our money than most any other time of the year! If you've already filed and got back a refund... maybe we should modify tax withholding on one of your accounts. Conversely if you owed a substantial amount, please note we can OVER-withhold on some accounts to solve for that problem. Dad has a pension, and makes sure to OVER-withhold on withdrawals to offset it. If you are still wor

RATES ARE SUBJECT TO CHANGE AT ANYTIME As of 12/29/2025, here are 3 of the best rates JTW Financial Services can offer! 5 years guaranteed at 5.75% APY 5 year Indexed Annuity with a 10.75% annual CAP ($100,000 minimum) 20% BONUS up to age 80 and even 10% BONUS up to age 85 Interest rate dial being turned up

Don't Wait! Secure High Rates Before They Drop It's already almost the second quarter of 2026! With experts predicting that rates drop in the future , now is the time to lock-in today's high rates and safeguard your retirement income. This blog post will explore your options, offering insights and practical tips to help you make informed decisions. The Clock is Ticking: Why Now is the Time to Act The Federal Reserve is expected to gradually reduce interest rates throughout 20

Investing can be a daunting task, especially for those who prefer to play it safe. If you are someone who values stability and predictability in your financial planning, then annuities might be the right choice for you. This guide will help you understand what annuities are, how they work, and why they can be a great option for risk-averse investors. Annuities are financial products that can provide a steady income stream, grow your assets, and are typically used for retireme